Earn up to 5.3% returns*

Orca is the easiest way to invest in P2P. Grow your money with our diversified peer to peer investment. All in one easy ISA.

Peer to peer lending is not covered by the FSCS. Your capital and interest are at risk.
Tax Free ISANew
Free until April 2020
Choose from two portfolios
Start from just £100

Invest across the entire P2P industry

When you invest with Orca, your funds are automatically spread across many of the UK’s leading peer to peer platforms. This reduces your exposure to any one platform and spreads your investment across a much broader range of asset classes and risks.


A portfolio that suits you

Choose from one of two investment options, depending on your attitude to risk. Both portfolios have been built by our P2P investment experts.

Orca Pure

Invest in a greater proportion of lower-risk, asset-backed loans. Faster withdrawals, typically up to 14 days.

Orca Plus

Greater proportion of unsecured business loans. Withdrawals typically take up to 28 days.

Monitor your entire P2P portfolio from one place

No need to log in to multiple accounts. Orca builds a diversified portfolio for you removing the hassle from investing. Log in to your Orca dashboard at anytime to check performance or top up.

The Orca Platform

Many peer to peer investments. One ISA

Until Orca, building a diversified peer to peer investment portfolio in an ISA wrapper meant having to open separate accounts every year for 5 years! With our new ISA, you can achieve the same level of diversification all under one single ISA.


Invest with people you can trust

We're here to help

At Orca, gaining your trust is our number one priority. If you have any questions, you can press the chat icon at anytime or email us via [email protected].

Bank-level encryption

We adhere to the highest financial security standards using 256-bit encryption, the same level as leading banks, to keep your personal and transactional data safe.

Investment due diligence

Orca has performed independent due diligence on the P2P market, allowing for portfolios of the best lenders to be curated.

Join over 200k people already investing in UK P2P

With over £15 billion already invested in UK P2P, peer to peer investing makes up an increasingly important part of many people’s portfolios. Set up yours now with Orca.

Join P2PJoin P2PYourportfolio