Articles

Advising on Peer to Peer Lending: Barriers to Entry

We’ve been speaking with financial advisers* for over a year, trying to understand why they struggle to get to grips with peer to peer lending (P2P).
Orca
Orca
4 min read

Innovative Finance ISA Showing New Signs of Success

The HMRC publishes ISA statistics every August, relating to the previous tax year. The alternative lending industry cry success immediately after any Innovative Finance ISA (IFISA) figures are released, while mainstream financial media have reported the arrival of the IFISA as a damp squib.
Iain Niblock
Iain Niblock
3 min read

Crowdfunding Update: Orca’s Plans for Expansion

If you haven't been following Orca recently, we launched a crowdfunding campaign mid-September. The funds raised will help us realise our ambitious goals over the coming years. Here are some strategic objectives we’ll address with the funds raised.
Orca
Orca
2 min read

An Interview with Propio Co-founder, Tom Buttress

This is an interview with the co-founder of Propio, Tom Buttress. Propio is a "crowdfunding platform" offering "ordinary people" the opportunity to invest in property development.
Orca
Orca
5 min read

Ask the Investor: Nicholas Interview

The third in our series of 'Ask the Investor Interviews' we speak to Nicholas about his motivations to invest and strategy with peer to peer lending.
Orca
Orca
3 min read

Crowdfunding Campaign Now Live: Invest from £10!

All Orca customers, subscribers and supporters now have the opportunity to become shareholders in our business. Anyone based in the EU can become a shareholder in Orca from as little as £10.13 through the Seedrs crowdfunding platform.
Orca
Orca
2 min read

Orca CEO Interviewed on London Fintech Podcast

Orca's CEO, Iain Niblock, discusses peer-to-peer lending with Mike Baliman of the London Fintech Podcast, covering investor challenges, the role of aggregators, and much more.
Orca
Orca
1 min read

Funding Circle Reveals in Preparation for Its IPO

Funding Circle, the largest peer to peer lending platform in the UK, and one of the most recognised brands in the global P2P market, is set to float. We look under the hood of the platform including at its IPO registration document.
Iain Niblock
Iain Niblock
5 min read

ArchOver ISA Review

ArchOver is one of the latest major peer to peer lenders to launch their Innovative Finance ISA onto the market. ArchOver facilitates loans to UK businesses, and now allows loans to be held in a tax-efficient ISA wrapper, the ArchOver ISA. Read more in our ArchOver ISA Review.
Orca
Orca
4 min read

Crowdfunding Coming Soon: Have Your Share!

This week, we are proud to announce that we will soon be crowdfunding on the Seedrs crowdfunding platform. You will be able to invest when the campaign goes live in the near future.
Orca
Orca
2 min read

An Interview with P2PFA New Chair, Paul Smee

This is an interview we conducted with the recently appointed new Chair of the Peer to Peer Finance Association (P2PFA), Paul Smee. Paul Smee discusses the FCA implementation review, whether or not changing P2PFA operating principles was to accommodate Funding Circle, and his background.
Orca
Orca
2 min read

P2P Beginners: What Is an Innovative Finance ISA?

In this P2P beginners mini-guide, we ask the question: 'What is an Innovative Finance ISA?' find out more about what it is, how it works, and the rules.
Orca
Orca
2 min read