Iain Niblock


Iain Niblock

Introducing the Orca ISA

25 February, 2019
Orca launches a first of its kind Innovative Finance ISA (IFISA), allowing investors to spread their money across multiple peer to peer lenders.

Orca Peer to Peer Lending Investor Guide

7 February, 2019
Orca offer an extensive guide to the UK P2P lending market (peer to peer lending). This guide includes an explanation of peer to peer lending and much more...

P2P Rates Rising in Consumer Lending

29 November, 2018
The UK’s three largest consumer lending P2P platforms Zopa, RateSetter and Lending Works have all raised investor rates in the past year.

Growth Street Review

7 November, 2018
Growth Street is a peer to peer lending platform which facilitates short-term, 30 days loans to businesses for lines of credit. The expected return is 5.3% and all loans are secured. Here is our Growth Street review.

Innovative Finance ISA Showing New Signs of Success

10 October, 2018
The HMRC publishes ISA statistics every August, relating to the previous tax year. The alternative lending industry cry success immediately after any Innovative Finance ISA (IFISA) figures are released, while mainstream financial media have reported the arrival of the IFISA as a damp squib.

Funding Circle Reveals in Preparation for Its IPO

12 September, 2018
Funding Circle, the largest peer to peer lending platform in the UK, and one of the most recognised brands in the global P2P market, is set to float. We look under the hood of the platform including at its IPO registration document.

Taking the ‘Peer’ out of Peer to Peer Lending

1 August, 2018
The FCA has proposed changes to the regulatory framework which governs peer to peer lending (and other crowdfunding investments). We respond to changes which may stifle market growth and innovation.

British Pearl: An Interview with Ali Celiker, CEO

18 July, 2018
British Pearl offers property backed share and loan investments. In this exclusive interview, we talk to British Pearl CEO, Ali Celiker, about his motivations to create British Pearl, how the platform works, what the plans are for the future, and much more.

An Interview Uma Rajah, CEO of CapitalRise

20 June, 2018
Over the past year we've caught up on numerous occasions with CapitalRise and given their unique approach to the market we wanted to share an interview with their CEO, Uma Rajah.

An Interview with Yann Murciano, CEO of Blend Network

16 June, 2018
Blend Network launched in the summer of 2017 and have grown it's loan book to over £3 million. Orca recently caught up with CEO of Blend Network, Yann Muricano to learn more about the P2P lending platform.

UK P2P Platforms: Where is the Global Ambition?

5 June, 2018
The EU P2P market has always been dominated by UK lending, however returns and accessibility for cross-border investing has been a limitation comparative to other P2P Eurozone players. We explore and highlight UK platform requirements for foreign investors.

Landbay Review: Platform Health

16 May, 2018
Landbay recently closed a £1.25 million crowdfuning round on Seedrs. Landbay specialises in P2P buy-to-let mortgages and recently surpassed £120m cumulatively lent since forming the platform in 2014. We analyse the health of the platform in terms of financials and personnel.