Iain Niblock

CEO

Iain Niblock

P2P Lending: What It Is, How It Has Grown and Its Attractiveness as an Asset Class

Orca explain what is Peer to peer lending.. It has moved from niche to investment mainstream, with impressive rise in lending and increasing appeal.
Iain Niblock
Iain Niblock
4 min read

Peer-to-Peer-Lending: Bigger Than the EIS/VCT Market Combined

Current research finds that the Peer to Peer Lending market is bigger than the entire EIS/ VCT market combined.
Iain Niblock
Iain Niblock
5 min read

Funding Circle Review: Operator Health

In addition to our review of the Funding Circle loan book performance we have also conducted a review of Funding Circle’s operator health.
Iain Niblock
Iain Niblock
5 min read

Crowd Bonds and Debentures Eligible for IF ISA

Crowd Bonds and other debt-based securities were given permission to be included in IF ISA wrappers. More info on providers like Downing LLP here.
Iain Niblock
Iain Niblock
4 min read

Will Major SIPP Providers Ever Adopt P2P?

Despite a couple of P2P lending platforms partnering with SIPP providers, most major SIPP providers haven't adopted P2P. Here's why.
Iain Niblock
Iain Niblock
4 min read

Funding Circle Review

A quantitative and qualitative review of the Funding Circle investment offering, evaluating loan by loan cashflow analysis to determine key statistics.
Iain Niblock
Iain Niblock
7 min read

Peer-to-Peer Lending: Bridging the Data Gap

P2P investments are allowed to be recommended by financial advisers, but the uptake is slow. We assess why, suggesting a lack of P2P lending research.
Iain Niblock
Iain Niblock
3 min read

Saving Stream Experiences Second Default

Saving Stream sent an email to investors informing those who had invested capital in loan PBL020, a defaulted loan from 2016, that all capital had been returned, as well as accrued interest.
Iain Niblock
Iain Niblock
4 min read

A Shenton Bond Interview with MD Andrew Thompson

Shenton Bond interview with MD Andrew Thompson to better understand the opportunity, which sees rates of 10% over 4 years being offered to UK investors.
Iain Niblock
Iain Niblock
5 min read

UK Robo Advice: An Orca Analysis of the UK’s Robo Advisor Market

Rising to prominence in 2015, Robo-Advice has established itself within the UK wealth management sector. The Orca Research team have set out a comprehensive overview of the firm.
Iain Niblock
Iain Niblock
5 min read

Crowdstacker New Investment: BurningNight Loan, 7% p.a

Peer-to-peer lender, Crowdstacker, has just approved a 7% p.a investment opportunity for club and bar owner, BurningNight Ltd. Orca have all the details here.
Iain Niblock
Iain Niblock
5 min read

Crowdstacker Investment Review

An in-depth review of the Crowdstacker platform, including its investment products, underwriting processes, performance stats and much more.
Iain Niblock
Iain Niblock
4 min read