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Compound Interest v Simple Interest in P2P Lending
4 February, 2016
Novice investors may calculate the net interest they will get on their investment per annum. Seasoned investors look for opportunities to earn compound interest, which is paid out upon ‘maturity’, and strategically invest to receive interest as income (on occasion). Regardless, whether novice or sophisticated you can achieve better rates on your money with peer-to-peer lending (P2P) and it is worth understanding how interest rates work and how they differ. Read about our top 5 reasons to invest
Innovative Finance ISA 2016: Overview
29 January, 2016
Orca Money thinks Peer-to-Peer Lending (P2P) is becoming an even more attractive investment option with the introduction of the new Innovative Finance ISA (IFISA). > The ‘Peer-to-Peer ISA’, as some are calling it, will encourage existing P2P investors, who may have only tested the waters with small deposits, to invest more with a government policy adding some relative comfort. If you are new to P2P lending and deciding on how to allocate your new ISA allowance, a P2P investment could be a good
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