Lending figures at the only Scottish based peer-to-peer lending (P2P) platform, LendingCrowd, have risen dramatically in 2017. Cumulatively, the...By Iain Niblock | On October 25th, 2017
The Great Re-bundling of Financial Services
There was an interesting recurring topic at this year’s Lendit conference; the next phase of fintech start-ups will be...By Iain Niblock | On October 18th, 2017
The Orca research team recently completed analysis on ArchOver’s historic loan book, and, also, created a comprehensive ‘ArchOver Investment...By Jordan Stodart | On October 11th, 2017
Provision Funds: Delivering Value or Marketing Message?
“Provision Funds” were once viewed as a reassuring security measure mitigating risk for peer-to-peer investors, however in the past...By Iain Niblock | On October 4th, 2017
Why Is Diversification so Important in P2P Lending?
In 1952, Harry Markowitz, the Nobel Prize winning economist, described diversification as the ‘only free lunch’ when investing. Within...By Samantha McBride | On September 27th, 2017
Peer to Peer Lending Will Pass Base Rate Rise Test
One of the most common questions we get from investors, particularly newcomers to the peer to peer lending (P2P)...Read more
How to Mitigate Platform Risk in P2P Lending
In a Nesta report entitled ‘Pushing the Boundaries: The 2015 UK Alternative Finance Industry Report’, peer to peer lending...Read more
‘Simple, efficient and tailored to your profile. The Moneyfarm investment plan maximises your long-term returns whilst protecting your wealth.’ If...Read more
Funding Circle Review
Funding Circle is a peer-to-peer lending (P2P) platform, where investors can lend money to small to medium (SME)...Read more