Category: Private

How Orca Gets Paid

At Orca, we believe in providing investors and advisers with a service which is independent and unbiased. We feel it is important for our users to trust in our service and also gain confidence in peer-to-peer lending (P2P).   This is why we have made the Orca Platform free until September 2017 while it is… Read more »

5 Reasons to Invest in Peer-to-Peer Lending

The very aim of peer-to-peer (P2P) lending is to provide a platform where borrowers and lenders (investors) can be matched directly. P2P lending is a type of loan which requires individuals to invest capital in order to create loans for the borrowers. As the industry becomes a more mainstream asset class it’s important to compare… Read more »

7 Questions to Ask Before Opening an Innovative Finance ISA

Innovative Finance ISA introduced: An Individual Savings Account creates a tax-free zone, or wrapper, for a limit of £15,240 of your savings and investments. The Innovative Finance ISA (IFISA) for marketplace investors (peer-to-peer) will be available from 6th April, 2016. This high rate ISA is the third type of ISA available alongside Cash ISA and Stocks and Shares ISA (there… Read more »

ArchOver Investment Overview

Founded in 2014, ArchOver is a peer-to-peer lending platform that facilitates investment in fixed term loans for growing UK businesses. You can earn an average interest rate of 7.2% per annum (p.a), manually selecting the loans you wish to invest in.  All loans are secured with an all-asset charge over the borrower’s business, registered at Companies House. For additional… Read more »

ISA Season: Should I Subscribe to a Cash or to a Stocks & Shares ISA

Britons continue to favour cash over investing, despite record low interest rates continuing to starve competition for savings. Research from investment platform, Selftrade, revealed that most savers identified the accessibility cash accounts offer as being the primary driver for holding their savings there. Rates are evidently not a key attractor. In fact, Moneyfacts recently unveiled that 7 out of… Read more »