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Do More with Orca. Earn Returns up to 6.5% in an ISA.

  • Access the largest selection of P2P investments from one platform
  • Build your own portfolio or select Orca's pre-built Model portfolio
  • Wrap investments in a tax-free ISA
  • Coming Q1 2019
Sign up for early access
Capital at risk. Actual returns may be variable.

What's New?

We're on a mission to bring you great returns, without the hassle. Last year, Orca released the Model portfolio allowing users to invest across multiple P2P platforms from one dashboard, maximising diversification with ease. Now, with the same mission, we're working to bring you greater choice by introducing Self-Select and ISA-eligibility.

When building your P2P portfolio with Orca, you can select our pre-built Model portfolio, offering a fully diversified solution at the click of a button with less constraints on your time. Or, you can soon choose the new Self-Select option, allowing you to set your own strategy and select only the platforms you want to hold in your portfolio. Whatever your choice, your investments can now be wrapped in an ISA, where you will earn tax-free returns up to 6.5%.

These updates are scheduled for release in Quarter 1 2019. Join the Wait List today to be the first to know when Orca's new features are released.

Preview of Orca's New Self-Select Portfolio Builder


Capital at risk. No FSCS Protection.

Do More with Orca

Do more in less time with the Orca ISA

Investors spend years diversifying their Innovative Finance ISA (IF ISA) portfolios. This is because regulation restricts them from opening more than one IF ISA at more than one P2P platform per tax-year. This leaves them open to unnecessary risk. But, with Orca, you can reduce risk and save time by investing in a fully diversified portfolio, holding multiple platforms, wrapped in an ISA. It takes just 10 minutes! Both the Model portfolio and Self-Select portfolio can be wrapped in an ISA with a limit of up to £20,000 per annum.

Take control with Self-Select portfolio

Diversification with ease doesn't have to mean loss of control. With Orca's new Self-Select portfolio, you can build your own portfolio by selecting only the platforms you want, with the allocation levels you want. You will have a wide selection of platforms and products available to add to your portfolio, including Zopa's Plus and Core as well as products from Landbay, Lending Works, Assetz Capital and more.

Relax and earn with Model portfolio

We stand for investment with ease and attractive returns for all investors, no matter their level of experience. With Orca's Model portfolio, you can invest in a portfolio pre-diversified across multiple platforms, sectors and borrowers, built for you by the experts at Orca. The Model portfolio is the quickest and easiest way to invest in the P2P market.

Trust us

Orca has been in the market for many years, delivering research, due diligence and investment portfolios to P2P investors. We are entirely investor-focused and only integrate with the platforms we trust and back from our experience and knowledge.

As seen in..


Account Types General or ISA.
Product Types Self-Select or Model (both portfolio products can be wrapped in a tax-free ISA).
Platform Diversification 7 P2P platforms available with 13 product-types.
Platforms Integrated Zopa, Growth Street, LendingCrowd, Lending Works, Octopus Choice, Landbay, Assetz Capital.
Returns From 3.1% to 6.5%. Your returns from Orca will be dependent on the product you choose and platform selection.
Minimum Investment £1,000 for Model portfolio. £1 for Self-Select portfolio.
Maximum Investment For General accounts, there is no maximum. You may wrap up to £20,000 in an ISA per annum.
Access to Funds Quick access to funds available.
ISA Transfers ISA subscriptions from previous years are welcome. Transferring old ISA subscriptions does not count towards your £20,000 allowance.
Tax-free Rates Tax-free returns on all of your investments wrapped in an ISA.
I love the ease of investing and diversification... Investing in Orca is a way to diversify an overall investment portfolio while avoiding correlated, complex investments.

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