Zopa starts 2017 with another cut to investor rates, following a queue for new money coming on to the platform in December 2016.As the end of the 2016-17 tax year looms, we look more closely at the ISA wrapper to better understand how an investor would invest in an IF ISA.LandlordInvest, P2P lending platform, launches the first property-backed Innovative Finance ISA on to the market.P2P platforms, Landbay and Octopus Choice, have received HMRC ISA manager status, meaning more Innovative Finance ISAs are on the horizon.Established in 2014, peer-to-peer lending (P2P) platform LandlordInvest has been approved as an ISA plan manager by HMRC.Orca looks back over 2016, a year where big decisions were made on the global stage. But how did P2P lending fair?P2P lending platform Octopus Choice, of Octopus Investments, has become fully authorised by the FCA.Funding Circle continues its partnership with the British Business Bank, securing a further £40m cash injection to invest in SMEs.A well balanced ISA portfolio can mean you can reap the rewards of 6% + P2P investment rates through an IFISABuy-to-let mortgage lending specialist, Landbay, has been granted full FCA authorisation, paving the way for its IF ISA by April 2017.Adam French, CEO of digital investment manager, Scalable Capital, takes us through what to look out for when selecting a robo-adviser.P2P platform, Zopa, announced it will be placing a temporary limit on new money transfers coming into the peer-to-peer consumer lender's platform.