The FCA currently has a backlog of peer-to-peer providers awaiting full authorisation so the usual 12 month authorisation process may take longer.The report concluded that P2P funds, and not necessarily online P2P platforms, could be the real material threat to the banking industry.Which peer-to-peer lending platforms are offering the best rates on the market and how do they compare against one another.An in-depth review of the Crowdstacker platform, including its investment products, underwriting processes, performance stats and much more.BondMason Review: Orca reviews BondMason's loan book for Peer-to-peer Lending (P2P lending). How well does BondMason perform?P2P lending platform, LendInvest, has struck a deal with Australian investment bank Macquarie, securing a £40m line for property funding.It's been almost a month since the new tax-efficient wrapper launched. How does the P2P landscape look after a landmark month for the industry?Octopus Investments recently announced that it will be launching a peer-to-peer lending platform as an additional arm to their £6bn UK company.The Innovative Finance ISA which launched on April 6th is expected to take months, perhaps years before it takes full effect.Orca interview Saving Stream CEO, Liam Brooke. Savings Stream offer competitive interest rate (12% per annum), allowing investors to lend a minimum of £100.Last week, the HMRC announced an exciting update on the hotly anticipated Innovative Finance ISA (IFISA). So, what exactly is the Innovative Finance ISA?The Shenton mini-bond has recently caught our attention, offering a 9%, asset backed investment over a two-year period. The headlines seem attractive but evaluating exactly who Shenton are and how the funds will be spent is difficult to determine.