Articles

Peer to Peer Lending v Balance Sheet Lending

Alternative lending covers a broad scope of lending structures, peer to peer lending is one, balance sheet lending is another. While both seem fairly closely aligned, we highlight the key differences: peer to peer lending v balance sheet lending.
Orca
Orca
4 min read

P2P Beginners: What Are the Risks in Peer to Peer Lending?

This is the third in our mini-guide series for P2P beginners. This week we address peer to peer lending risks, what they are and how P2P lending platforms mitigate these risks.
Orca
Orca
2 min read

Ask the Investor: Richard Interview

In this new series of 'Ask the Investor' interview posts, we talk to an experienced peer to peer investor about his motivations to invest, perception of the asset class and advice to new P2P investors.
Orca
Orca
5 min read

Taking the ‘Peer’ out of Peer to Peer Lending

The FCA has proposed changes to the regulatory framework which governs peer to peer lending (and other crowdfunding investments). We respond to changes which may stifle market growth and innovation.
Iain Niblock
Iain Niblock
5 min read

P2P Beginners: Why Invest in Peer to Peer Lending?

In this P2P beginners mini-guide we address the question, what are the benefits of peer to peer lending? Read on to find out why people are investing in peer to peer lending.
Orca
Orca
2 min read

How Do Platforms Evaluate Peer to Peer Loans?

Appraising peer to peer loans is a core function of any peer to peer lending platform. We explore how they evaluate the quality of borrowers to mitigate risk for investors.
Orca
Orca
3 min read

British Pearl: An Interview with Ali Celiker, CEO

British Pearl offers property backed share and loan investments. In this exclusive interview, we talk to British Pearl CEO, Ali Celiker, about his motivations to create British Pearl, how the platform works, what the plans are for the future, and much more.
Iain Niblock
Iain Niblock
6 min read

P2P Beginners: What is Peer to Peer Lending?

In our first in a new series of P2P Beginners mini-guides, we discuss 'what is peer to peer lending?' covering how it works and who is involved.
Orca
Orca
2 min read

Ask the Investor: Geoff Interview

In this new series of 'Ask the Investor' interview posts, we talk to an experienced peer to peer investor about his motivations to invest, perception of the asset class and advice to new P2P investors.
Orca
Orca
5 min read

How much do you know about P2P? Prizes available!

Are you a fan of P2P? Are you a fan of quizzes with great prizes? If yes, then Orca’s ‘P2P Lending Challenge' is for you! For the next month, we’re asking “how much do you really know about P2P lending?”, offering prizes to those who demonstrate superior knowledge. What is the challenge? A quiz. Simple, but fun. The quiz is designed to test your knowledge of peer to peer lending (P2P). Varing in difficulty, the questions span the market in terms of the asset class’s history, platforms, produc
Orca
Orca
2 min read

Moneyfarm Review

Our Moneyfarm review outlines the investment process and evaluates important factors to consider when investing in Moneyfarm.
Orca
Orca
9 min read

P2P's "Big Three": The Race to Expand

With rumours circling about IPOs at the "Big Three" peer to peer lending platforms Funding Circle, RateSetter and Zopa, we review their plans to expand and the reasons behind their ambitions.
Orca
Orca
5 min read