Articles

P2P's "Big Three": The Race to Expand

With rumours circling about IPOs at the "Big Three" peer to peer lending platforms Funding Circle, RateSetter and Zopa, we review their plans to expand and the reasons behind their ambitions.
Orca
Orca
5 min read

An Interview Uma Rajah, CEO of CapitalRise

Over the past year we've caught up on numerous occasions with CapitalRise and given their unique approach to the market we wanted to share an interview with their CEO, Uma Rajah.
Iain Niblock
Iain Niblock
5 min read

An Interview with Yann Murciano, CEO of Blend Network

Blend Network launched in the summer of 2017 and have grown it's loan book to over £3 million. Orca recently caught up with CEO of Blend Network, Yann Muricano to learn more about the P2P lending platform.
Iain Niblock
Iain Niblock
4 min read

LendingCrowd Review: Platform Health

LendingCrowd, closed a funding round of £2 million in March and just beat its monthly lending record, facilitating £3m worth of business loans in May. We review the P2P platform's health in light of these achievements.
Orca
Orca
3 min read

UK P2P Platforms: Where is the Global Ambition?

The EU P2P market has always been dominated by UK lending, however returns and accessibility for cross-border investing has been a limitation comparative to other P2P Eurozone players. We explore and highlight UK platform requirements for foreign investors.
Iain Niblock
Iain Niblock
4 min read

New Investor Bonuses Available (up to £200)

We are giving away bonuses to new investors with Orca! Claim up to £200 depending on your level of investment and redeem a bonus top-up into your Orca portfolio.
Orca
Orca
3 min read

Boosting Your Pension Pot with Peer to Peer Lending

Retirees in the UK are turning to peer to peer lending to boost their pension savings. Pension reforms have liberalised access to and control over retirement funds, but retirees are still searching for returns and income opportunities.
Orca
Orca
4 min read

Landbay Review: Platform Health

Landbay recently closed a £1.25 million crowdfuning round on Seedrs. Landbay specialises in P2P buy-to-let mortgages and recently surpassed £120m cumulatively lent since forming the platform in 2014. We analyse the health of the platform in terms of financials and personnel.
Iain Niblock
Iain Niblock
4 min read

Maximising Returns While Avoiding Volatility: Conflicting Aims? Not with P2P.

After the FTSE 100 dropped 700 points earlier this year as the market experienced a slight correction, investors have been turning to P2P lending to balance their portfolio with uncorrelated yield.
Orca
Orca
4 min read

Funding Circle & RateSetter: Regional Default Trends

Analysis of two giant peer to peer lenders in the UK, evaluating defaults by region to identify trends.
Iain Niblock
Iain Niblock
4 min read

Retail Investor Motivations and Behaviours in P2P Lending

There are a number of factors which contribute to “why” a retail investor will introduce peer to peer lending (P2P) into their portfolio. Orca explores these motivations as highlighted in The Cambridge University report.
Iain Niblock
Iain Niblock
3 min read

5 Peer to Peer Lending Tax Tips for the New Tax Year

The 2017-18 tax year is behind us, we now look forwards to tax year 2018-19. We offer up some top tips for exploiting tax advantages in peer to peer lending, and personal finance more generally.
Iain Niblock
Iain Niblock
3 min read