As the end of tax year approaches, we look at the Innovative Finance ISA providers on the market and offer our thoughts on how to research P2P lending platforms offering IFISAs.easyMoney is the recent addition to the global easyGroup 'house of brands' founded by Stelios Haji-Ioannou. The easyMoney P2P lending platform launched its Innovative Finance ISA in February 2018. We take a look at this new entrant and its IFISA.Receive £100 bonus on top of your portfolio returns 12 months after making your deposit. To claim your cashback bonus, simply sign-up or login and invest £1,000 or more. This offer is running until 27th March, so act fast!Collateral UK entered administration having operated out-with regulatory permissions. This is an early case of potential high profile peer to peer lending platforms collapsing, inviting investors to more closely scrutinise the platform operators when investing.The last in the major Innovative Finance ISAs to launch, RateSetter's ISA is now open to everyone. As one of few platforms to diversify capital across all lending sectors, the RateSetter ISA could be an option as end of tax-year approaches.The Innovative Finance ISA (or P2P ISA) is one of the primary tax incentives for investors considering peer to peer lending. SIPP providers are forging relationships with major P2P lending platforms, and the Personal Savings Allowance makes up the major tax relief incentives in P2P lending UK.After the market correction experienced early February 2018, investors can expect a period of stock market volatility. We explore peer to peer lending as a viable asset class to diversify an investor's portfolio.The Orca Investment Platform is now live. Our investment solution enables investors to build and execute diversified peer to peer investment portfolios, all from one place.Funding Circle, the UK’s largest peer to peer lending platform (P2P), is preparing to go public in 2018.Striking a balance between investor demand and borrower origination is critical in peer to peer lending UK. We explore the dearth in peer to peer borrowing in certain areas of P2P lending.As modern portfolio theory goes, investment portfolio diversification is key to maintaining returns while diversifying risk. Peer to peer lending enables investors to complement their portfolio with stable yield.The Zopa lending queue was introduced in early 2017 and has grown to over 25,000 people, all seeking to open an account with Zopa. We explore the likelihood of access, the reason behind the wait list, and potential effects of Zopa's product changes.