Articles

Zopa Lending Queue: When Will Zopa Re-open to New Investors?

17 January, 2018
The Zopa lending queue was introduced in early 2017 and has grown to over 25,000 people, all seeking to open an account with Zopa. We explore the likelihood of access, the reason behind the wait list, and potential effects of Zopa's product changes.

Cryptocurrency Investing and Peer to Peer Lending

10 January, 2018
Cryptocurrency investing has experienced viral growth recently and with blockchain technology exhibiting potential benefits for other asset classes, we explore the impact of this innovation on peer to peer lending.

Peer to Peer Lending: 2017 Annual Review

20 December, 2017
After a landmark 2016 for P2P lending, we look back over 2017, comparing statistics and discuss growth, emerging structures, major milestones and more.

The Purpose of the P2PFA

13 December, 2017
Having recently announced updates to its operating principals are coming, we review the purpose of P2P lending's trade body, the P2PFA.

Innovative Finance ISA: The Future is Bright

6 December, 2017
The Innovative Finance ISA has evolved strongly in 2017, with the introductions of the Zopa ISA, Funding Circle ISA and several others. We examine progress.

P2P Lending: Rise of the Aggregators

29 November, 2017
Investors in peer to peer lending UK can invest directly, through trusts, or other structures. We explore the rise of aggregated investment structures.

Orca: An Honest History of Our P2P Journey

22 November, 2017
As we approach the launch of the Orca Investment Platform read about our journey from CEO Iain Niblock.

Orca P2P Investment Product Coming Soon

15 November, 2017
Orca is developing a new, intelligent way of investing in UK P2P lending. Orca's diversified portfolios comprise major UK P2P platforms. Join now.

Peer to Peer Lending Will Pass Base Rate Rise Test

8 November, 2017
How does the Bank of England base rate rise impact peer to peer lending UK? We explore its effects on the market from investor and borrower perspectives.

How to Mitigate Platform Risk in P2P Lending

1 November, 2017
The UK P2P market perceives platform conduct as the greatest risk to the sector. We explore and offer a potential solution for investors to mitigate risk.

LendingCrowd Review

25 October, 2017
Scotland's only peer-to-peer lender, Lending Crowd, has lent over £20m since 2014. We review the P2P investment platform and its loan book in detail.

The Great Re-bundling of Financial Services

18 October, 2017
If fintech companies can meet all of the financial needs of consumers, we could witness the widespread disruption of traditional banks. Orca discuss.