Articles

Zopa Lending Queue: When Will Zopa Re-open to New Investors?

The Zopa lending queue was introduced in early 2017 and has grown to over 25,000 people, all seeking to open an account with Zopa. We explore the likelihood of access, the reason behind the wait list, and potential effects of Zopa's product changes.
Orca
Orca
5 min read

Cryptocurrency Investing and Peer to Peer Lending

Cryptocurrency investing has experienced viral growth recently and with blockchain technology exhibiting potential benefits for other asset classes, we explore the impact of this innovation on peer to peer lending.
Iain Niblock
Iain Niblock
5 min read

Peer to Peer Lending: 2017 Annual Review

After a landmark 2016 for P2P lending, we look back over 2017, comparing statistics and discuss growth, emerging structures, major milestones and more.
Orca
Orca
8 min read

The Purpose of the P2PFA

Having recently announced updates to its operating principals are coming, we review the purpose of P2P lending's trade body, the P2PFA.
Iain Niblock
Iain Niblock
2 min read

Innovative Finance ISA: The Future is Bright

The Innovative Finance ISA has evolved strongly in 2017, with the introductions of the Zopa ISA, Funding Circle ISA and several others. We examine progress.
Orca
Orca
5 min read

P2P Lending: Rise of the Aggregators

Investors in peer to peer lending UK can invest directly, through trusts, or other structures. We explore the rise of aggregated investment structures.
Orca
Orca
5 min read

Orca: An Honest History of Our P2P Journey

As we approach the launch of the Orca Investment Platform read about our journey from CEO Iain Niblock.
Iain Niblock
Iain Niblock
3 min read

Orca P2P Investment Product Coming Soon

Orca is developing a new, intelligent way of investing in UK P2P lending. Orca's diversified portfolios comprise major UK P2P platforms. Join now.
Orca
Orca
4 min read

Peer to Peer Lending Will Pass Base Rate Rise Test

How does the Bank of England base rate rise impact peer to peer lending UK? We explore its effects on the market from investor and borrower perspectives.
Iain Niblock
Iain Niblock
4 min read

How to Mitigate Platform Risk in P2P Lending

The UK P2P market perceives platform conduct as the greatest risk to the sector. We explore and offer a potential solution for investors to mitigate risk.
Orca
Orca
6 min read

LendingCrowd Review

Scotland's only peer-to-peer lender, Lending Crowd, has lent over £20m since 2014. We review the P2P investment platform and its loan book in detail.
Iain Niblock
Iain Niblock
6 min read

The Great Re-bundling of Financial Services

If fintech companies can meet all of the financial needs of consumers, we could witness the widespread disruption of traditional banks. Orca discuss.
Iain Niblock
Iain Niblock
4 min read