Articles

Why Is Diversification so Important in P2P Lending?

Diversification at a platform, sector and borrower level is a sensible way to mitigate risk in p2p investing and p2p lending. We explain more here.
Orca
Orca
4 min read

Zopa Review: Operator Health

Zopa UK is a leading platform in the P2P lending market. We look at the platform's structure, management, and financial health to help investor research.
Orca
Orca
4 min read

5 Ways to Avoid Risk When Investing in P2P Lending Platforms

P2P investments comes with significant risks. But, you may avoid P2P lending risks by watching out for these 5 key factors...
Orca
Orca
4 min read

Wellesley Product Update

Wellesley & Co paused its peer-to-peer lending operation earlier this year, currently offering a property bond and mini-bond. More in our review here.
Orca
Orca
6 min read

LandlordInvest Review

Orca analyses LandlordInvest, considered a new entrant in the peer-to-peer (p2p) industry. This review includes analysis of loan book, borowers and more.
Orca
Orca
5 min read

Lending Works Review

Lending Works review is a deep dive into Lending Works Ltd, a consumer-focused UK peer to peer lending platform including cashflow, returns and security.
Orca
Orca
6 min read

RateSetter Review: How Safe is Ratesetter?

RateSetter is in a period of growth and investment... But, how safe is RateSetter? The Orca RateSetter review looks at the financial/operational health..
Iain Niblock
Iain Niblock
4 min read

RateSetter Review: Loan Book Analysis

An in-depth RateSetter loan review. Orca analyses the peer-to-peer lender's alternative finance returns, defaults and loan book breakdown, plus more.
Orca
Orca
7 min read

Flender €100 Bonus

P2P cashback incentives are a great way to boost your returns. Flender is offering 10% extra on top of your first year returns.
Iain Niblock
Iain Niblock
2 min read

P2P Cashback Offers: Get 6% Bonus Returns with No Added Risk

P2P lending offers, such as cashback incentives, are a great way to boost your rate of return from the 4-6% ranged to 10-12% in your first year lending.
Iain Niblock
Iain Niblock
3 min read

P2P Lending Seminar for IFAs: Time to Learn (8th September)

Are your clients asking you about peer-to-peer lending but you're not quite comfortable enough to advise? Join for a free educational seminar on P2P lending.
Orca
Orca
2 min read

Scalable Capital Review: Loan Book Analysis

A comprehensive review of leading UK robo-advisor, Scalable Capital, addressing risk suitability, portfolio composition, fees and more.
Orca
Orca
8 min read