Articles

Peer-to-Peer Lending: An IFA's Dilemma

Peer-to-peer lending is considered unsuitable for their clients by most IFAs in the UK. We explore why, offering our thoughts on some unfair assumptions.
Iain Niblock
Iain Niblock
4 min read

Zopa Review: Loan Book Analysis

The following article, Zopa Review, analyses Zopa (founded in 2005), the first peer-to-peer lending (P2P) platform to launch in the UK and globally. The platform allows investors to lend money to consumers seeking personal loans to purchase cars, consolidate debt or to fund home renovations. Zopa has facilitated more personal loans than any other provider and in July 2017 had lent a cumulative £2.44bn, marginally behind Funding Circle’s £2.47bn. Zopa currently boasts 60,000 lenders on its pla
Iain Niblock
Iain Niblock
8 min read

Orca Company News: R&D Grant for Orca from Invest NI and the EU

Orca Analytics project part financed by the Investment for Growth and Jobs Programme for Northern Ireland co financed by the EU Regional Development Fund.
Orca
Orca
1 min read

Understanding Peer-to-Peer Lending Liquidity

Peer-to-peer lending is considered to be an illiquid asset class, but this can be used to positive effect under best practices. We explore.
Orca
Orca
3 min read

P2P Investing: Guidance on Principal Considerations

With 12 years of market maturity there are now a range of different P2P investment options. Here are some tips and considerations when researching P2P lending.
Iain Niblock
Iain Niblock
4 min read

P2P Lending: Borrower Classes Explained

There are three sub-sectors in P2P lending; consumer, business and property. We take a closer look at these sectors to determine how they are driving P2P growth
Orca
Orca
3 min read

Orca Celebrates Peer to Peer Lending UK Surpassing £10 Billion Mark

P2P has grown rapidly in 12 years. Orca celebrates this latest milestone through an Infographic, highlighting the diversity within the industry.
Orca
Orca
1 min read

P2P Mythbuster: 6 Peer-to-Peer Lending Myths Debunked

Peer-to-peer Lending is often misunderstood by media commentators, investors and wider financial services market. Orca is keen to set the record straight.
Iain Niblock
Iain Niblock
4 min read

Peer-to-Peer Lending as an Asset Class

P2P is an attractive asset class for investors, institutions and non-institutional investors alike, but where does it fit in a broader investment portfolio?
Iain Niblock
Iain Niblock
3 min read

P2P Risks: Professional analysis of the safety of peer-to-peer Lending

'Peer to peer' lending is growing at an incredible rate, but the returns must be carefully weighed against the risks.
Iain Niblock
Iain Niblock
4 min read

Institutional Involvement in UK Peer-to-Peer Lending

Institutional involvement in UK peer-to-peer lending remains low relative to the US, where institutions represent more than two thirds of the market.
Orca
Orca
4 min read

John Mould, ThinCats CEO, Shares his Thoughts on Loan Grading

Credit scoring in the wider world is well documented. But when it comes to accurate analysis in the p2p industry, there's huge variability across platforms.
Orca
Orca
2 min read