A comprehensive review of leading UK robo-advisor, Scalable Capital, addressing risk suitability, portfolio composition, fees and more.Peer-to-peer lending is considered unsuitable for their clients by most IFAs in the UK. We explore why, offering our thoughts on some unfair assumptions.The following article, Zopa Review, analyses Zopa (founded in 2005), the first
peer-to-peer lending (P2P) platform to launch in the UK and globally. The
platform allows investors to lend money to consumers seeking personal loans to
purchase cars, consolidate debt or to fund home renovations.
Zopa has facilitated more personal loans than any other provider and in July
2017 had lent a cumulative £2.44bn, marginally behind Funding Circle’s £2.47bn.
Zopa currently boasts 60,000 lenders on its plaOrca Analytics project part financed by the Investment for Growth and Jobs Programme for Northern Ireland co financed by the EU Regional Development Fund.Peer-to-peer lending is considered to be an illiquid asset class, but this can be used to positive effect under best practices. We explore.With 12 years of market maturity there are now a range of different P2P investment options. Here are some tips and considerations when researching P2P lending.There are three sub-sectors in P2P lending; consumer, business and property. We take a closer look at these sectors to determine how they are driving P2P growthP2P has grown rapidly in 12 years. Orca celebrates this latest milestone through an Infographic, highlighting the diversity within the industry.Peer-to-peer Lending is often misunderstood by media commentators, investors and wider financial services market. Orca is keen to set the record straight.P2P is an attractive asset class for investors, institutions and non-institutional investors alike, but where does it fit in a broader investment portfolio?'Peer to peer' lending is growing at an incredible rate, but the returns must be carefully weighed against the risks.Institutional involvement in UK peer-to-peer lending remains low relative to the US, where institutions represent more than two thirds of the market.