Articles

John Mould, ThinCats CEO, Shares his Thoughts on Loan Grading

Credit scoring in the wider world is well documented. But when it comes to accurate analysis in the p2p industry, there's huge variability across platforms.
Orca
Orca
2 min read

The Evolution of Peer-to-Peer Lending Regulation

Orca delves into the delicate relationship between P2P lending and the FCA, looking at how it has evolved and what the future looks like.
Orca
Orca
4 min read

The Growth & Development of Peer to Peer Lending: Mega Trends, Trends and More

12 years after the first loan was originated on the Zopa platform, peer to peer lending has grown to a £9.6bn lending market.
Iain Niblock
Iain Niblock
9 min read

P2P Lending: What It Is, How It Has Grown and Its Attractiveness as an Asset Class

Orca explain what is Peer to peer lending.. It has moved from niche to investment mainstream, with impressive rise in lending and increasing appeal.
Iain Niblock
Iain Niblock
4 min read

Peer-to-Peer-Lending: Bigger Than the EIS/VCT Market Combined

Current research finds that the Peer to Peer Lending market is bigger than the entire EIS/ VCT market combined.
Iain Niblock
Iain Niblock
5 min read

Zopa Is Fully FCA Authorised... Finally

Zopa, the pioneer and founder of peer-to-peer lending (P2P) has received full authorisation from the City watchdog (FCA).
Orca
Orca
2 min read

Funding Circle Review: Operator Health

In addition to our review of the Funding Circle loan book performance we have also conducted a review of Funding Circle’s operator health.
Iain Niblock
Iain Niblock
5 min read

Crowd Bonds and Debentures Eligible for IF ISA

Crowd Bonds and other debt-based securities were given permission to be included in IF ISA wrappers. More info on providers like Downing LLP here.
Iain Niblock
Iain Niblock
4 min read

Zopa Lending Update: Product Changes to the P2P Platform

Zopa has experienced some significant changes in recent times, reflective of challenging market conditions. We examine Zopa lending changes here.
Orca
Orca
5 min read

Innovative Finance ISA: P2P Lending Coming of Age

The Innovative Finance ISA (IF ISA) was a landmark step for peer-to-peer lending. Find out if the tax wrapper has lived up to the hype.
Orca
Orca
4 min read

Will Major SIPP Providers Ever Adopt P2P?

Despite a couple of P2P lending platforms partnering with SIPP providers, most major SIPP providers haven't adopted P2P. Here's why.
Iain Niblock
Iain Niblock
4 min read

Funding Circle Review

A quantitative and qualitative review of the Funding Circle investment offering, evaluating loan by loan cashflow analysis to determine key statistics.
Iain Niblock
Iain Niblock
7 min read